With spring in bloom, many Tennesseans across the Volunteer State are undertaking traditional spring cleaning and yard work around their homes. The Tennessee Department of Commerce & Insurance (TDCI) reminds residents to take simple, preventative steps in order to create a safer home. Homeowners should use the season as a chance to review and update their insurance policies in the event of severe weather.
“By taking easy steps, Tennesseans can prevent an insurance claim later,” said TDCI Commissioner Carter Lawrence. “Spring is also the perfect time to review your family’s insurance policies to make sure you have the proper coverage to help you recover in the event of an emergency or if severe weather strikes.”
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Consumers who have questions about their insurance policies should contact TDCI’s Consumer Insurance Services team at 1-800-342-4029 with their questions.
This spring, TDCI encourages Tennesseans to take these measures to help prevent damage inside and outside their homes and avoid potential injuries. Tips include getting rid of clutter, trimming tree branches, maintaining landscaping, cleaning gutters, changing smoke alarm batteries, cleaning dryer vent hoses, and stabilizing outdoor stair railings.
Spring can frequently bring high winds, heavy rains, and tornadoes. TDCI reminds consumers to be prepared before an emergency occurs. Creating a home inventory, reviewing insurance policies, considering flood insurance, preparing an emergency kit, and having an evacuation plan are all important steps to take.
The National Association of Insurance Commissioners has a free app available at the App Store and Google Play that allows consumers to make a secure record of their home contents in the event they ever need to file an insurance claim after an emergency.
Flood insurance can only be purchased through an insurance agent or an insurer participating in the National Flood Insurance Program (NFIP). To learn more about flood insurance or locate a provider, contact the NFIP Referral Call Center at 1-800-427-4661.
If you have any questions about insurance or your policy, call TDCI’s Consumer Insurance Services Team at 1-800-342-4029.
Source: Read Original Release
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